1 .3 months once 1.35 half a year/.55 one year 1.75 two years 2.25 three years 2.75 five years 2.75. 2. lump sum deposit and withdrawal, lump sum deposit and withdrawal, lump sum deposit and withdrawal, lump sum deposit and withdrawal, lump sum deposit and withdrawal, lump sum deposit and withdrawal, lump sum deposit and withdrawal, lump sum deposit and withdrawal, interest withdrawal for one year, 1.35, three years,/kloc-0.