It's a lie to say that you have to pay the unfreezing money for online loans.
in a regular online lending platform, the bank card input error can't reach the account at most, so it is necessary to re-enter the bank card password. It is impossible to freeze the account just because the bank card is wrong, and the platform is not qualified to freeze the bank card.
Those who want to pay the deposit or unfreeze the deposit are all swindlers. If the loan money doesn't arrive, they don't need to bear legal responsibility. If the deposit is paid, the other party will definitely find reasons not to issue the loan. For various reasons, the money won't arrive, and finally they will run away when the other party cheats more money.
Extended information:
Precautions when encountering a liar
1. Don't contact the other party actively and call the so-called consultation number, which will only make you take the bait.
2. Don't rely too much on the Internet. When someone borrows money, remember the formula "Don't decide to pay late, sleep for a day, and then talk to your relatives".
3. Once the other party is found to be a liar, stop remittance immediately and stop paying money to prevent further losses.
4. report immediately. you can call official website customer service phone, school security office phone, local police station phone or 11 alarm phone to verify or report to the relevant departments. What if the online loan says that the funds are frozen and the thawing fee is not paid?
If the online loan says that the funds are frozen and the unfreezing fee is not paid, the consequences should be as follows:
1. After that, the loan platform will not approve the funds, and the actual borrower failed to borrow.
2. directly force the borrower to repay the loan without paying the unfreezing fee. If the loan is not repaid, it will be deemed as overdue, and the overdue penalty interest will be charged at that time.
3. Threatening the borrower not to pay the money beyond the agreed time limit, then he will go through judicial procedures and send a lawyer's letter to warn him.
4. You may send text messages and call borrowers from time to time to urge them to pay as soon as possible.
5. The bank card tied to the loan platform may be frozen. If the card happens to have funds, the system may directly deduct the money from the card and pay the unfreezing fee for the borrower.
It should be noted that it is illegal for the loan platform to ask the borrower for the unfreezing fee on the grounds of frozen funds, which is equivalent to charging "beheading interest" in disguise. Therefore, it is not necessary for the borrower to pay the money. It is suggested to give up the loan. You can apply for unbinding the bank card, cancel the loan account, and collect evidence to report the loan platform. After that, it is best to choose a licensed institution. Do I have to pay if the online loan funds are frozen?
This charge is unreasonable. If the user enters the wrong card number and the funds are frozen, he can apply to the platform to help explain the situation and ask the bank to unfreeze it, or let the bank return the funds, and the user resubmits the application and waits for the payment. However, if there is a charge for this, there is a suspicion of fund fraud. There is no rule that requires that money must be paid and how much money should be paid, so everyone must pay attention when encountering similar situations. Many platforms or salesmen grasp the psychology that users are in urgent need of money and do something wrong, and will charge fees. I suggest that when you apply for a loan, it is best to choose a relatively formal platform, so basically there will be no similar charging problem. Secondly, you must check it repeatedly when filling in the information. Even if you don't charge fees, it may delay the review process and delay the speed of making money, so you must pay attention.
1. Capital refers to the capital for operating industry and commerce, and also refers to the materials or currency used by the state to develop the national economy. Capital is expressed in currency, which is used for turnover and meets the needs of creating social material wealth. It embodies the socialist relations of production based on public ownership of information. Capital is the media value that is used to create new value and increase the value of social surplus products in the process of social reproduction. It also refers to capital management, which means that only a small part of your capital is put at risk in any transaction.
2. The classification of funds mainly includes:
① According to the form of distribution, it can be divided into financial funds distributed through fiscal revenue and expenditure and credit funds distributed through bank credit.
② According to the purpose, it can be divided into funds for capital construction and funds for production and business activities.
③ according to the financing platform, the third-party information service platform will be selected, and the investment and financing sector, the largest third-party financing platform in China, provides capital information.
④ according to the turnover in the process of reproduction, it can be divided into fixed funds such as houses, machinery and equipment, and liquidity such as raw materials, work in process, finished products, commodities and bank deposits. No matter what kind of funds, they must participate in the process of socialist reproduction and be in constant movement. Only in sports can funds preserve their value and increase their original value.