If you have some special circumstances, you can communicate with the human customer service in advance to explain the situation and ensure that your credit is still there. If you don't want to pay it back or the overdue time is too long, then you will sue the borrower. Now the loan does not need any guarantee or mortgage, as long as there is a good trust record and stable income, you can apply. When applying for a new loan, you need to provide some supporting materials, and the application can be completed within two working days after submitting the application. If you don't pay back the loan after applying, you may be urged, and you may face the problem of prosecution and fine, so you must find a way to pay it back.

How long is the approval time for credit?

Submit the application and complete the examination and approval within two working days at the earliest.

What materials do I need to provide if I have credit standing?

Identity certificate, work certificate and income certificate

How long is the lending time with credit in mind?

Generally, you can get the loan in 3-5 working days.