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What do you need to pay for buying second-hand affordable housing in Luoyang?
Is not more than 144 square meters, with a total value within1440,000.

Ordinary residential taxes and fees are as follows:

Deed tax: 1% The first set is less than 90 square meters.

1.5% First set of 90- 144 square meters

3% two sets (the first set and the second set are for the buyer, not the owner)

Individual tax: 1% in both cases. First, the names of the owner and husband and wife are not the only property. Second, the property right of the house is less than five years.

Business tax and surcharges: 5.6% of the property rights shall be paid after five years.

Transaction fee: 6X area

Cost: 80 pounds

Coupled with loan costs, commercial loans and provident fund loans are also different.

Loan cost:

The common reserve fund is the appraisal fee: 0.3% of the appraisal value (maximum levy 1000 yuan).

Insurance premium: loan amount x loan period X0.065%

Fixed fee: 480 yuan

Commercial loan: appraisal fee: transaction value X0.75%

Guarantee fee: loan amount X0.5%

Fixed fee 780 yuan

Portfolio loan: that is, provident fund loan fee +80 yuan.

There may be a little deviation in different regions, but it won't be too big.

Zhushun!