Huaxia e-loan, a pure credit loan of Huaxia Bank, can be handled online from application to loan without submitting application materials, which has attracted many people's attention for its advantages of fast speed, flexible interest rate and convenient repayment. Many people with loan needs want to know the loan conditions of Huaxia e-loan. Let's briefly introduce it today.

I introduction of Huaxia e-loan

It is a new loan product provided by Huaxia Bank for customers with business contacts. Borrowers need to apply for a savings card at Huaxia Bank and open mobile banking or online banking. After logging in, he can find Huaxia e-loan, submit an application as required, sign an electronic contract after obtaining the quota, and the bank will put the money into Huaxia savings card.

The maximum loan amount is 300,000 yuan, the daily interest rate is as low as 1.5%, and the longest loan period is 3 years. If the loan term is 65,438+0 years or longer, you can choose to pay interest first and then pay the original to relieve the pressure.

Second, Huaxia E loan application conditions

1. The applicant is a China citizen with full capacity for civil conduct, in which the age of male application is 20 to 60 years old and the age of female application is 20 to 55 years old;

2. The applicant's credit record is good, and there are no bad behavior records and illegal behaviors;

3. The applicant has a stable and good personal and family income level and the ability to repay the loan principal and interest on schedule;

4. Open a personal account in Huaxia Bank and sign up for online banking or mobile banking customers;

5. Have opened an account with Huaxia Bank for a certain number of years and have handled loans, wealth management, credit cards, savings and other businesses;

6. In some areas, such as Guangzhou Branch, applicants need to pay the housing provident fund before applying;

7. The applicant has a mobile phone number with real-name authentication and can effectively accept short messages;

8. Meet other application conditions of Huaxia Bank.

It is not difficult to see that the threshold of Huaxia e-loan is still relatively low. If you want to approve the loan smoothly, you must maintain good credit information and low debt on the basis of meeting the basic conditions, and have more business dealings with Huaxia Bank, such as deposit and purchasing wealth management products to improve the comprehensive score, which is still relatively easy to apply for.