If the deduction fails, first ensure that the balance of the bank card bound to the micro-loan is sufficient, and the bank will deduct the money from 17 to 2 1 again.
2. At present, there are three repayment methods for microfinance.
1. Automatic repayment: one day before the agreed repayment date, ensure that the repayment bank card (that is, the collection bank card selected when borrowing) has enough funds to repay the principal and interest due in the current period, and the bank will automatically deduct the money in the early morning of the repayment date. If you have registered for WeChat change repayment, if the deduction fails, you will also make a deduction through WeChat change.
2. Repayment in advance: Enter the micro-loan page at any time, click Pay off the loan in advance, and complete the repayment according to the prompts on the page. (Model Glory 50 Magic UI 4.2；; Wechat version 8.0. 15)
3. Weizhong Bank APP Repayment: You can enter Weizhong Bank APP for repayment at any time. (Model Glory 50 Magic UI 4.2；; Weizhong Bank Version 6.0.2)
3. Micro-loan is a pure online personal micro-credit revolving consumer loan product launched by Tencent Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users. At present, micro-credit adopts the user invitation system, and invited users can see the micro-credit entrance in QQ wallet of mobile QQ and WeChat payment of WeChat. For the time being, there is no other way to force the opening of micro-loans, and users are not supported to apply for opening on their own initiative.
4. At present, the credit range of micro-loan is between 5 million and 300,000, and it can be repaid as it is borrowed. There is no penalty interest for early repayment, and the daily interest rate of the loan is between 0.02% and 0.05%; There are no other expenses except loan interest and overdue penalty interest. You can also choose the repayment method of principal by installments such as 5/ 10/20, and 100% online operation is not only affordable but also convenient.
As a formal loan, micro-loan will not charge any pre-loan fees. In addition, in the process of using micro-loans, except for loan interest and overdue penalty interest, micro-loans do not charge any other fees, and there will be no handling fee for early repayment. Therefore, once you encounter financial fraud from a fake formal loan company and charge fees from a private social account, you must be vigilant and don't believe it.