The repayment date of a loan is generally fixed according to the time of the first loan, and subsequent loans are usually repaid on this date (if the first loan occurs from 29th to 3 1, the repayment date of 29th is fixed on 25th of each month, the repayment date of 30th is fixed on 26th of each month, and the repayment date of 3 1 is fixed on 27th of each month).
For example, if the loan is 14, the repayment date of each month should be 14.
So, just pay the loan on next month 14.
There are two ways to borrow money: paying interest first and then paying principal. Monthly matching means paying the same amount (including principal and interest) every month. Interest before interest, that is, only interest is paid every month, and the principal and interest of that month are paid in the last month.
Of course, since the loan also supports repayment with borrowing, it is no problem to settle the loan in advance on the 24th after borrowing 14, and the interest will be calculated according to the actual number of days.
If you don't understand the big data on your own network, you just need to search: Xiaoqi Credit Information, click Query and enter information to find your own 100-line credit information. However, with the establishment of Baixing Credit Information, almost overdue online loans will affect personal credit in the future. You must pay attention to your ability when borrowing money.
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What should I do if I suddenly close it if I don't pay it off?
If the loan has been closed by the system before it is paid off, don't worry too much. After all, the automatic repayment function is turned on by default. As long as the balance of Alipay account, bound debit card and Yu 'ebao are guaranteed to have enough funds, the system will still deduct the corresponding amount for repayment on repayment days.
We should know that after the loan account is frozen, the main impact is that it can no longer borrow money, but generally it will not affect the repayment, that is, it is in a state of "only in and out".
Always pay attention to the status and capital movements of the above accounts. Once the balance is found to be insufficient, it is necessary to make up the money in time to avoid affecting the system deduction on the repayment date; If you find that the card status is different, you should also contact the bank in time to solve it, and you can change a bank card.
Be careful not to pay the arrears. Once the overdue behavior occurs, it will inevitably lead to personal credit damage and cause serious adverse effects. At that time, it will not only generate penalty interest, but also increase the difficulty of thawing and restoring the loan account.