Friends, real estate developers can apply for loans at all banks without them. The developer of the house you buy should deposit a certain deposit in the bank where you apply for a loan and pay it in proportion to your loan. Therefore, there will be a gap between the cash house price and the loan house price, and the developer should pay the deposit in advance, which will occupy the developer's funds. Moreover, the procedures for applying for bank loans are complicated, and there are many hard indicators for submitting materials in the application procedures, which is not only more difficult than expected, but also takes a long time to apply for approval.

Developers cannot apply for loans from more than two banks. You can only apply for a loan from a bank designated by the developer. You can't go to other banks.