80—90. Project lending: a form of commercial bank lending. This kind of lending is usually used for large-scale construction projects with high risks and high costs, such as smelting, pipelines and mining facilities. The amount of project loan is equivalent to 80-90% of the investment capital. In the process of granting such loans, lending banks have to bear a variety of risks, such as credit risk, construction delay risk, interest rate risk and country risk. Project lending: a form of commercial bank lending. This kind of lending is usually used for large-scale construction projects with high risks and high costs, such as smelting, pipelines and mining facilities. The amount of project loan is equivalent to 80-90% of the investment capital. In the process of granting such loans, lending banks have to bear a variety of risks, such as credit risk, construction delay risk, interest rate risk and country risk.