The operation process of automobile staging includes loan application, bank pre-loan investigation and approval, contract signing, loan issuance and car pick-up procedures. 1. Loan application After you choose to buy a car by installment, car buyers can start to apply for a car loan. First, select the intended vehicle type, fill in the Application Form for Automobile Consumption Loan and the Credit Status Questionnaire, and submit them to the loan bank together with the relevant certificates of personal situation, car price (fare) and vehicle information parameters on the certificates (provided by the car dealer). 2. The bank conducts pre-loan investigation and approval. After accepting the loan application, the bank investigates the credit status of the borrower and guarantor. For those who meet the loan conditions, the bank will promptly notify the borrower to fill in various forms. 3. After signing the contract, notify the borrower to sign the loan contract, guarantee contract and mortgage contract, and go through the mortgage registration and insurance procedures. Sign a vehicle loan mortgage contract, one for the bank and one for the buyer; You also need to sign a car sales contract, one for the car sales company, one for the car buyer and one for the bank. 4. Loans issued by the loan bank are directly transferred to the account of the car dealer by the bank. 5. go through the formalities of picking up the car. The car buyer will pay the down payment to the car dealership, and go through the formalities of car pick-up and license registration with the passbook and the car pick-up slip issued by the bank. Then hand over the vehicle production certificate, invoice, insurance policy, driving license, ID card and household registration book to the bank. After the mortgage, the bank will return the driving license and ID card account book.