Call the loan platform quickly to explain the situation. If the loan platform ignores or insists that you pay it back, then call the police quickly.
Your mobile phone number or ID card information must have been leaked. Once it is leaked, others can borrow money online with your mobile phone number. I really can't help it. Now information is sometimes leaked unconsciously.
Therefore, once you find that your mobile phone number is used by others to apply for online loans, you should contact the loan platform and inform the other party that the borrower is not yourself. If the loan platform wants to repay itself, collect evidence quickly and contact the local public security department to report the case.
2. What if someone else uses my own mobile phone number to get a loan?
Others borrow money with your own mobile phone number. If others don't pay their debts, you will be the first to come to you. You should take the responsibility of helping others repay their loans, because you will be the first to find them with your phone number. If you vouch for him, he will ask you to pay his debts if he doesn't pay them back.
3. What if someone uses my mobile phone number to get a loan?
If someone uses my mobile phone number to make a loan, they can contact the handling bank to explain that it was written into the lender's mobile phone number without knowing it, or in the loan review stage, the handling bank calls to ask if the mobile phone number is the lender, but they can just say that they don't know the situation. The telephone number left at the time of loan as an emergency contact means does not mean that you are responsible for any overdue debts of the lender. The emergency contact is neither a lender nor a guarantor, but in case the lender cannot be contacted, the bank can find the lender through the emergency contact. Therefore, the emergency contact person has no repayment obligation. If the emergency contact person is required to repay or threatened, he can take legal measures to protect himself. Banks put concentrated money and monetary funds out through loans to meet the needs of social expansion and reproduction for supplementary funds and promote economic development; At the same time, it can also obtain loan interest income and increase the bank's own accumulation. In China, the principle of paid use of loans is also used to promote enterprises to improve their management; Take bank credit as an important way to allocate funds and an important economic lever to regulate the economy. Loans refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation. If the borrower applies for two or more lines of pledge, mortgage, guarantee or credit at the same time, the Construction Bank will verify the validity of the borrower's personal consumption line loan according to the shortest line. After the limit expires, it is not allowed to continue to withdraw the remaining limit. The longest validity period of the mortgage line is 5 years, and the expiration date of the pledge line shall not exceed the expiration date of the pledge right, and the longest validity period shall not exceed 5 years. The validity period of credit line and guarantee line is 2 years. The validity period of the line shall be calculated from the effective date of the loan contract. After the borrower provides the pledge, mortgage, third-party guarantee recognized by CCB or has certain credit qualification, the bank will verify the corresponding pledge, mortgage, guarantee or credit line of the borrower. The pledge amount shall not exceed 90% of the face value of the pledge right certificate provided by the borrower; The mortgage amount shall not exceed 70% of the assessed value of the collateral; The credit line and guarantee line are determined according to the borrower's credit rating.