You don't have to pay attention to him at all. You paid back more than 3,000 yuan a month, 15 months and 45,000 yuan. Just lend him 50 thousand and give him 5000 If he wants to call you again, just say that I really have no money. It's no use forcing me to call again That's it anyway. I don't have any money or skills to support your process. Just saying hello. After you are overdue, first, the local store will collect it for two months, and then hand it over to the headquarters. Headquarters will only urge you to download interception software and threaten text messages. Ignore him and tell him you're going to the police. He will not sue or give it to any public.