Of course. If both parties reach an agreement through consultation and clearly bear the consequences of overdue or inability to repay the loan, it is legal to hold the loan in the name of real estate. Housing agency refers to the behavior of the purchaser (actual investor) who does not meet the purchase policy or is unwilling to come forward to register the nominal property owner on the real estate property certificate with his own funds in the name of the person who meets the purchase conditions (nominal property owner).