Will look at the credit records, loans from banks or some auto finance companies, and the credit report will show. Personal credit information mainly includes three categories.

One is identity information, including name, ID number, home address, work unit, etc.

Second, loan information, including loan issuing bank, loan amount, loan term, repayment method and actual repayment record.

Third, credit card information, including issuing bank, credit line, repayment record, etc.

With the gradual improvement of the database construction, information on personal payment of telephone, water, electricity, gas and other public utilities fees, as well as public information such as court civil judgments and tax arrears, will be collected to fully reflect a person's credit status.