1, a natural person aged 18 to 65 years old;

2. The actual age of the borrower plus the loan application period should not exceed 70 years old;

3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;

4. Good credit information, no bad records, and legal use of the loan;

Materials to be prepared for the loan:

1, valid ID;

2. Permanent residence or valid residence certificate and fixed residence certificate;

3. Proof of marital status;

4. Bank flow;

5. Proof of income or personal assets;

6. Credit report;

7, loan use plan or statement