At present, everyone's living standard has improved linearly, but although the living standard has improved, the income has not improved. Therefore, while meeting the needs of life, everyone will encounter the situation of lack of money, and many people need extra financial support. At this time, the bank's microfinance products can play an important role. Then what about the micro-loan of Bank of Communications?

how about the small loan of Bank of Communications?

Advantages of Bank of Communications microfinance:

1. The application is simple, the application process is very simple, and only a few application materials need to be submitted, and no guarantee is needed.

2. The approval is quick, and it can be completed in 3-7 working days.

3. The repayment method is flexible. Compared with other loan models, Bank of Communications' microfinance has flexible repayment, and borrowers can make choices according to their own financial situation.

The application process is as follows:

1. Log on to the official website website of Bank of Communications and fill in relevant information.

2. Submit materials and prepare relevant application materials, including ID card, work certificate and income certificate.

3. Submit the application and sign the contract. After submitting the loan application, the contract can be signed after the application is approved.

4. Lending money. After signing the contract, the bank will arrange the loan, and the general loan funds will arrive in 3-7 working days.

loan conditions:

1. Be over 18 years old and under 7 years old.

2. Have a stable life, a stable occupation and income, and can be self-employed, but the business situation needs to be stable.

3. Good credit. Applicants need to have good personal credit, and the recent credit investigation should not be too expensive or overdue.

Note:

1. Interest rate. Although the interest rate of microfinance is relatively low, the specific interest rate is determined according to the borrower's personal qualifications, so the borrower needs to read the loan contract carefully to understand the real loan interest rate.

2. Repayment. The micro-loan of Bank of Communications will check the credit information, and once it is overdue, it will have a serious impact on its credit, so the borrower must repay it on time.

3. risks. Be sure to know your repayment ability before lending to avoid overdue.

the above is what xiaobian brought to you about "how about the small loan of bank of communications?" I hope I can help you.