I can't. The official seal can only be used as one of the loan materials, and the loan needs to submit a variety of materials and pass the examination. Unless the other party can steal all the personal information of the user, there is the possibility of identity theft to apply for a loan. And only the official seal, can not apply for a loan. However, users still need to keep this information properly and don't lend it to others easily.

In addition, once identity theft is found to be used to apply for a loan, users need to call the police as soon as possible and contact the lending institution in time.

Can I add a name to the loan house?

Generally speaking, a house with a loan cannot be named.

If the house is mortgaged, banks and housing management departments are not allowed to change owners. The borrower has changed because of the name of the house that has not paid off the loan. If the debtor fails to perform the due debt or the parties agree to realize the mortgage right, the mortgagee may agree with the mortgagor to discount the collateral or give priority to compensation with the proceeds from auction or sale of the collateral.