Le Loan Network is an Internet financial service platform, which is committed to providing investors with safe, secure and high-yield Internet financial services and solving the financing difficulties for small and medium-sized enterprises. Through the above analysis, we can also see that Leyin.com is relatively reliable, and the platform has disclosed relevant qualifications and operational data, so it should be a formal platform.

Reliability of Le Loan Network:

I. Safety of funds

1. Third-party fund custody: Leyin.com and Remittance.com have reached a cooperative relationship, and the funds are supervised by a third party, Remittance.com. No one has the right to operate your fund account except yourself. Remittance.com strictly abides by the supervision principle of the regulatory authorities on P2P loans, and opened a special account for third-party funds for Leyin.com. Remittance.com's special fund account can manage the outflow of funds, and Remittance.com will review the funds in the account to ensure the safety of investors' funds.

2. Data security: three-layer firewall isolates the access layer, application layer and data layer cluster of the system; Effective intrusion prevention and disaster recovery backup to ensure the security of transaction data;

3. Privacy: Leyin.com will not sell, rent or disclose your information in any other way under any circumstances. According to the Leyin.com Investment Consulting Service Agreement, your information is strictly protected. ..

II. Platform Risk Control

Cooperative guarantee institutions and Leyin. com have strictly examined each loan project:

1. The cooperative guarantee institution conducts off-line field visits to each loan to cross-check and verify the authenticity of the borrower's information;

2. Audit materials, including 15 borrower's bank account, credit report, property right certificate, real estate license, work certificate and other necessary materials;

3. Investigate the background of borrowers and contacts in detail. The borrower needs to provide three contacts, all of which are verified by the small loan company and the borrower by telephone;

4. Evaluate the repayment ability of the borrower.

Restore the borrower's real monthly net cash flow through the above three audits (especially 1 and 2). After passing the above four audits, the borrower was recommended to Leyue.com, and the risk control team of Leyue.com conducted a second audit on the borrower according to its own risk control standards.

(1) Review the loan information again to ensure that the loan provided by the cooperative organization is true. Confirm its identity, contact person and repayment ability, and query the anti-fraud database and the records of the court executor according to the customer's identity information;

(2) Check four types of borrowers 14 credit information (including personal information, credit information, property information and work information) to ensure that each loan is of high quality;

(3) Blacklist management: dynamic data management of the borrower's blacklist.