1. Log in to online banking for inquiry: log in to personal online banking, click "My Account" and select "Accounting Inquiry-Account Opening-Bank Information" to inquire about the bank code.
2. Mobile banking inquiry: When logging in to the mobile banking client, there is usually a bank card option in my account. Click Enter to find the account opening branch, and you can find the bank code.
3. The account holder can also directly call the customer service phone of the bank to consult the customer service for inquiry.
After the loss of the bank card is reported, you can't handle any business that requires the bank card at the counter, such as deposit and withdrawal. However, mortgage is an online automatic deduction business bound to this bank card, which is not restricted by loss reporting. Therefore, if the bank card reports the loss, the mortgage loan can still be deducted automatically.
Bank card replacement process:
① You can report the loss orally by phone first to ensure the safety of the account funds;
② Then go to the business hall of the bank to fill in the application for loss reporting;
(3) After the loss is reported successfully, retrieve the receipt and keep it properly.
Seven days later, the report of loss came into effect, and I took my ID card to the bank to handle the card replacement business:
① Go to the bank with ID card and loss reporting receipt;
2 queue up to get the number;
(3) After calling the number, hand over the information needed to reissue the bank card to the teller;
(4) Wait a moment, enter the new card password and sign the business confirmation form;
⑤ Pay 5 yuan to 10 yuan, and the bank will charge different fees;
⑥ Get your ID card back and get a new bank card.
If the loan is not repaid for the first time, the bank will inform you by phone or SMS, but it will not pay the loan for more than three consecutive times. The account manager of the bank will call the borrower directly to call for the loan, and will be punished if he fails to repay the loan many times. The bank will solve the problem that the borrower's credit record may be recovered through legal means, which will leave a stain.
Being blacklisted by major banks will not be able to apply for loans in the future. Even if you make up for the credit of the loan later, the stain will follow the borrower for many years. Therefore, if it is really difficult to repay the loan, the borrower can apply to the bank for an extension in advance.
1. Unsecured credit loan, which we refer to as credit loan for short, is a pure credit loan issued by the bank to individual customers solely based on the nature of the company, salary adjustment, social security accumulation fund, etc. Here, a concept of consumer loan will also be derived. Of course, there is no direct difference between these two concepts.
2. Mortgage loan, here mainly refers to housing mortgage loan, and of course, vehicle mortgage loan. I won't describe it in detail here. Mortgage loans are divided into mortgage business loans and mortgage consumer loans, and the amount of mortgage consumer loans will generally not exceed 654.38+0 million. Mortgage loan refers to the loan to use personal housing for company operation. As the name implies, it requires the company to be in the name of itself or immediate family members, including husband and wife, parents, children, brothers and sisters, etc. Mortgage can also be divided into primary mortgage and secondary mortgage, that is, mortgage is called secondary mortgage.