With the advantage that its data covers a large number of commercial banks, microfinance institutions, financial leasing, financial leasing, factoring, large-scale internet financial institutions, credit reporting companies and consumer financial institutions, Cuitianxia platform has realized the real-time push of the information of recipients to these institutions, thus making the recipients blocked and unable to move in their lives, prompting them to take the initiative to contact creditors for repayment. It provides a new way of credit pressure collection for realizing creditor's rights. In view of the situation that a large number of people who have been collected have lost contact or have no property to pursue, the platform uses big data to collect and find the people who have lost contact, investigate the assets under their names, and make full use of the found contact information, real estate, equity and creditor's rights data to provide convenience for creditors and collectors.

At the same time, the credit information system collects a large number of information related to credit information and establishes an enterprise personal credit inquiry database, which contains far more information than other domestic databases (including official databases), and can help customers prevent risks before lending (before trading) and monitor risk changes after lending (after trading). Improve the coverage of comprehensive risk management system for innovative business, improve the risk management with full business, full process and full caliber, improve the total asset management ability of credit and non-credit, improve the full coverage level of risk management, strengthen the construction of risk management system based on big data and Internet, and change to a new risk management model with big data analysis, intelligent judgment and precise control.