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Is it better for China Post to use big data for consumer loans?
Bad debts.

If big data is spent on China Post's consumer loan application, it is not easy to pass, because in the era of big data, your credit information is networked, and if you borrow frequently, it will be retrieved.

China Post Personal Consumption Loan is a mortgage personal consumption loan product launched by China Post in Zibo. Applicants need to provide local real estate in Zibo as collateral. The maximum loan amount is 3 million, and the longest loan period is 10 year.