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How does a physical store borrow money to buy a mobile phone?
First, how do physical stores borrow money to buy mobile phones?

It is difficult for physical stores to return mobile phones unless it is a serious problem. During the return period, they usually collect money and only provide maintenance, change a new machine or change a brand.

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Second, how do physical stores borrow money to buy mobile phones?

It depends on the cooperation between physical stores and multi-physical stores that make mobile phones. There are many consumer loans for buying mobile phones in the first phase, and there are many similar apps for buying mobile phones and other goods in stages than Jin official website.

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Third, go to a physical store to buy a mobile phone. Can I pay by installment payment?

To buy a mobile phone by stages in a physical store, you need to go to the store and the clerk to confirm the color, memory and version of the mobile phone, confirm the down payment according to the clerk's suggestion, calculate the monthly payment, fill out the application form if appropriate, sign a contract on the spot and pay the down payment.

The specific procedures are as follows:

1. Contact customer service to get the address of the physical store, and look at the picture to get a general idea of the next installment details.

2. Go to the store and confirm the color/memory/version of the phone with the clerk.

3. Confirm the down payment and installment number according to the suggestion of the clerk. Work out the monthly payment

If appropriate, please fill in the application form. The general information is: personal information and company information, such as name/phone number/address/contact person/company name/address.

After filling it out, the salesman will help you submit it. It will take about 10 minutes to get the result, and customer service will contact you halfway to confirm.

6. Sign the contract on site and pay the down payment in installments.

7. Take the machine for inspection. If it's okay for you to go home, remember to bring the purchase order.

8. Remember to pay it back every month. Remember to contact customer service to repay in advance when the economy improves!

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Matters needing attention in buying a mobile phone by installment.

1, understand interest

When you buy a mobile phone in installments, it is easy to be fooled by the salesman and always give you the lowest interest rate, but in fact, when you convert it, the high interest rate is often just another way of saying it.

2. Zero interest is tricky

Many businesses will attract customers to buy mobile phones with zero interest, but in fact there will be no such good thing. Interest may be exempted, but there may be various fees such as service fees and installment fees, which add up to a lot. It's best to ask all possible expenses before staging, and then reflect them in the contract.

3. Pay first, don't wear it.

Buying a mobile phone in installments is not a business loan, but a financial platform. Some merchants let you pay the down payment as a down payment, regardless of whether the loan has come down or not. Don't listen at this time. If the installment review fails, the down payment will not be refunded. Very troublesome.

4. Low-priced mobile phones

Some mobile phone merchants cooperate with loan companies, and the price of mobile phones may be lower, but it must be phased by the designated loan company, so it is likely that the merchants will receive the benefit fee, and then the loan company will earn it back from you through interest. Don't feel cheap.

Fourth, physical stores buy mobile phones by stages. What else can be staged besides Gitzo?

Physical store staging includes: Gitzo staging, 100,000 staging, Bill Man staging, CMA staging and Gitzo staging, which is the most stable and favorable.

Users buy mobile phones offline, and merchants will cooperate with some installment lending institutions. If users choose to pay by installment, they need to sign a loan contract with the staff in the store in order to buy mobile phones in installments in the physical store. In addition, if the credit card limit is sufficient, you can also choose to buy a mobile phone by credit card in installments, and you don't need to handle it.

Extended data:

Precautions for buying mobile phones by stages:

1, interests need to be known.

When you buy a mobile phone by stages, it is easy to be fooled by the salesman and always give you the lowest interest rate, but in fact, the high interest rate is often just another way of saying it.

2. Zero interest is tricky

Many businesses will attract customers to buy mobile phones with zero interest, but in fact there will be no such good thing. Interest may be exempted, but there may be various fees such as service fees and installment fees, which add up to a lot. It's best to ask all possible expenses before staging, and then reflect them in the contract.

3. Low-priced mobile phones

Some mobile phone merchants cooperate with loan companies, and the price of mobile phones may be lower, but it must be phased by the designated loan company, so it is likely that the merchants will receive the benefit fee, and then the loan company will earn it back from you through interest. Don't feel cheap.