At present, the annual interest rate of loans for 5-30 years (including 30 years) announced by the People's Bank of China is 4.9%. According to the benchmark interest rate, with the interest rate unchanged, the repayment method of equal principal and interest is adopted, with the total interest of 50,765,438+06.46 yuan and the average capital method interest of 46,937.92 yuan.

If you are going to apply for a loan through China Merchants Bank, the loan interest rate needs to be comprehensively priced in combination with the business type, credit status, guarantee method and other factors you apply for, and can only be determined after approval by the handling outlets.