individuals who want to apply for a loan of 1, yuan in China Bank need to meet a series of strict qualifications. First of all, the borrower must provide a valid ID card and household registration book to ensure the accuracy of identity information.

In terms of marital status, single people need to show their unmarried certificates. If they are divorced, they need to provide a civil mediation or divorce certificate from the court, and indicate that they have not remarried after divorce. Married people need to provide their spouse's ID card, household register and marriage certificate to prove the legitimacy and stability of family relationship.

The income source of the loan applicant is the key factor, and it is necessary to provide proof of salary income for six consecutive months or local tax payment vouchers to prove its solvency. This shows that banks will examine the financial situation of borrowers to ensure that they have the ability to repay loans on time.

In addition, owning real estate is an important factor to improve the pass rate of loan application, and the applicant needs to provide the property ownership certificate as collateral for the loan. If you can't provide enough personal assets, the bank may ask the guarantor, who also needs to provide ID card, household registration book and proof of marital status (marriage certificate is required if you are married) to increase the security of the loan.

In short, to apply for a bank loan of 1, yuan, the borrower needs to prepare relevant documents to prove his identity, marital status, income stability and asset status, and may need the support of a guarantor to meet the loan requirements of the bank.