Does the car loan shadow affect other loans? Car loan introduction
What I want to introduce to you today is automobile knowledge. Many friends have asked this question, that is, the shadow of car loans does not affect other loans. Let's take a look. Introduction of auto loan: In other words, as long as the loan amount applied by the borrower is within its repayment ability and has a good credit record, all borrowers can get bank loans. In addition, there is no obvious influence between mortgage and car loan. Whether the borrower applies for a mortgage loan or a car loan first, the bank will measure the borrower's repayment ability and decide whether to issue a loan based on the consideration of the debt situation. If the borrower's income is not very high, then the chances of getting a car loan will be relatively small, and the amount of car loan that can be applied for will be relatively small. Introduction of auto loan: In fact, whether banks issue loans mainly depends on the borrower's repayment ability. If the mortgage and car loan are not applied in the same bank, the success rate of approval will be higher. At present, it has become more common for major banks to share information with each other, so this method is unlikely to have much effect. Ok, today's introduction is over. As can be seen from the above article, car loans do not affect other loans.