Yes, as long as you fill out an Approval Form for Withdrawal of Housing Provident Fund in your company and seal it, you can get the administrative wine and withdraw it in full.
Second, what problems should I pay attention to when buying commercial and residential apartments?
Pay attention to the following points when buying commercial and residential apartments: 1. How to deal with the house after the commercial and residential dual-use period is not stipulated in the property law. 2. Commercial and residential dual-use houses can register companies but cannot settle down. 3. Commercial and residential dual-use houses can only be paid in full or by commercial loans, and the loan interest rate is 10% of the benchmark interest rate. Provident fund loans and portfolio loans cannot be used, and the maximum loanable price is 50%, and the longest is 10 year. 4. In the second transaction of commercial and residential dual-use houses, the tax is higher than that of ordinary commercial houses. 5. Commercial and residential dual-use houses generally calculate water and electricity costs according to the price of commercial water and electricity. Extended data:
Characteristics of commercial and residential dual-use house 1, commercial and residential dual-use house, which can not only live, but also be registered as a company office, is a new living form to adapt to the development policy of first-tier cities and the life development of young people. At present, most commercial and residential dual-use houses in Beijing are civil hydropower. Compared with ordinary houses with ordinary housing costs, the management of residential areas will be stricter, the environment will be greener and the corresponding property fees will be relatively higher. 2. The advantages of commercial and residential dual-use houses are: you can register a company, you can live and work, you are not limited to buying, not counting the first suite, the environment is good, and young people are encouraged to start businesses. At present, the disadvantages are: no hukou, no school district distribution, and 50% down payment. 3. Commercial and residential dual-use is generally the concept of land use, that is, a piece of land can be selected for commercial development or planned for residence. There are also commercial buildings on this land, some of which are houses. If the developer calls a building a building, then part of the building (mostly one or more floors below) is a commercial building, and the rest is a residential building. Generally, such buildings are also called "commercial and residential buildings". "Commercial and residential building" is residential if the purpose of the real estate license is written as commercial housing; Commercial office buildings such as commercial houses and single apartments are not specified.
What is the loan interest rate for commercial and residential apartments with 40-year property rights?
The interest rate of the apartment is generally around 5.3%~6%, because the apartment belongs to this kind of house with 40 years of property rights, and the uses of these two houses are also special, and the years that the bank can give are also relatively low, generally only loans of up to ten years are allowed, so his monthly payment is often relatively high, and he has to pay 50%.
4.40-year property apartment loan interest rate?
The interest rate of apartment loan depends on the regulations of the lending bank, and the interest rate of different business types will be different; Moreover, the loan interest rate will also depend on the lender's credit status, guarantee methods and other factors. It also depends on whether the apartment is commercial or residential. If it is business, the loan interest rate will rise by 25%. At present, the benchmark loan interest rate of the central bank is 0-6 months annual interest rate: 4.35%; 6 months-1 annual interest rate: 4.35%; Annual interest rate1-3: 4.75%; 3-5 years (annual interest rate: 4.75%; Annual interest rate for 5-30 years: 4.90%.