1. Repayment arrangement: According to the repayment method and time limit agreed in the mortgage contract, you need to repay in full and on time. Automatic repayment can be set to ensure the punctuality and accuracy of repayment.
2. Payment of loan-related expenses: According to the contract, some expenses need to be paid after the loan is issued, such as evaluation fee and mortgage registration fee. Be sure to pay these fees on time to avoid overdue fees or bad credit records.
3. Buy necessary insurance: Some mortgages will require the purchase of home loan insurance or accidental injury insurance. Ensure that the insurance is purchased as required and the corresponding fees are paid in time.
4. The bank opens a repayment account: Generally speaking, the bank will ask you to open a special repayment account. You need to go to the bank to go through the corresponding procedures, open an account and verify the relevant information.
5. Post-loan management: After the loan is issued, the bank will continue to monitor and manage your repayment. If repayment problems are found, collection measures may be taken. Therefore, you need to maintain a good repayment record and credit, properly manage personal funds, and ensure timely repayment.
6. Personal credit information inquiry: In order to know your credit status and repayment records in time, you can use tools such as "Xiaoqi Credit Information" to inquire personal credit information. In this way, potential problems can be found in time and corresponding measures can be taken.
The above are some processes after mortgage loan, I hope to help you.