1, the purchase restriction is lifted.
(1) Families with two children and three children can buy another set in the restricted area.
The Notice on Supporting the Demand for Rigid and Improved Housing (hereinafter referred to as the Notice) issued on May 3 1 made it clear that families with two children and minor children in this city who already own two houses in Haishu District, Jiangbei District, zhenhai district District and Yinzhou District (hereinafter referred to as the "four districts of the city") can purchase them in the restricted area/KLOC-0. Non-local registered families with two children and three children under age who already own 1 apartment in the fourth district of the city can purchase 1 apartment in the restricted area.
(2) the implementation of housing levy and resettlement ticket system.
The "Notice" issued on May 3rd1made it clear: adjust and optimize the evaluation mechanism of collective land house expropriation and demolition, increase the monetary resettlement ratio of house expropriation and demolition, and implement the system of expropriation and resettlement tickets. You can buy commercial houses or second-hand houses with house tickets, and actively guide real estate enterprises to provide purchase concessions to buyers with house tickets. Room tickets can also be redeemed at maturity or in advance according to the exchange rules.
2. Increase the amount of provident fund loans.
(1) The maximum amount of the first home provident fund loan in Ningbo is 1 10,000 yuan.
In the notice issued on May 3 1, it is clear that:
1 If an employee has continuously paid the housing provident fund for two years according to regulations and applies for the housing provident fund loan for the first time to purchase the first family-occupied house, the maximum loan amount will be increased from 600,000 yuan/household to 6,543.8+0,000 yuan/household.
If you apply for housing provident fund loans under other circumstances such as purchasing an improved second set of self-occupied housing, the maximum loan amount will be increased from 400,000 yuan/household to 800,000 yuan/household.
According to the national birth policy, the maximum loan amount of housing provident fund for families with two or three children will increase by 20% on the above basis.
4. The loanable amount of employees' individual housing provident fund is adjusted from 12 times of the account balance of the borrower and its * * * borrower on the loan application date to 15 times.
(2) Fenghua increases the maximum loan amount of provident fund.
According to the news released by Fenghua, the loan amount of housing provident fund in Fenghua District will be adjusted from June 2. Focus on supporting paid employees to buy the first set of self-occupied housing, meet the demand for reasonable improvement, and promote the virtuous circle and stable and healthy development of the real estate market.
In this adjustment, the maximum loan amount of provident fund is adjusted as follows:
1 If an employee has continuously paid the housing provident fund for two years according to the regulations and applies for the housing provident fund loan for the first time to buy the first family-occupied house, the maximum loan amount will be increased from 400,000 yuan/household to 800,000 yuan/household.
If you apply for housing provident fund loans under other circumstances such as purchasing an improved second set of self-occupied housing, the maximum loan amount will be increased from 200,000 yuan/household to 600,000 yuan/household.
For families who have two or three children in line with the national birth policy, the maximum loan amount of housing provident fund will rise by 20% on the above basis.
At the same time, the calculation method of provident fund loan amount has also been adjusted: the loanable amount of employee individual housing provident fund has been adjusted from 12 times of the balance of the account deposited by the borrower and its * * * borrower on the loan application date to 15 times.
The adjustment policy was issued on the basis of the notice issued on May 3 1.
3. New policy of Qianwan New District
On June 2nd, Qianwan New District officially released "Several Measures to Stabilize the Economy and Help Enterprises Get Out of Difficulties in Ningbo Qianwan New District", including the contents of "Ensuring the Stable Development of the Real Estate Market", as follows:
(1) Cancel the housing sales restriction policy.
Since the date of the policy release, the new house non-transfer policy implemented in the new district at this stage will not be implemented within 2 years from the date of obtaining the real estate license.
(2) Grant deed tax subsidy for house purchase.
From the date of policy release to September 30th, the first set of new commercial housing will be purchased (the second set of two-child families will be regarded as the first set), and subsidies will be given according to the contribution of 100% of the deed tax paid by the new district; Those who buy two or more new commercial houses will be subsidized according to 80% of the contribution of deed tax paid by the new district. 1 October 1 day to February 3 1 day1period, purchase the first set of new commercial housing, and subsidize 80% of the capital contribution of the new district; Those who buy two or more new commercial houses will be subsidized according to the contribution of 60% of the deed tax paid by the new district. The purchase time is subject to the online signing filing time. Among them, the following circumstances are not included in the scope of subsidies: during the implementation of the policy, any member of the same family has cancelled the online signing and filing of commercial housing sales contracts; The purchased commercial housing has enjoyed subsidies and preferential treatment for talents to purchase houses.
With the blessing of many favorable real estate policies in Ningbo property market, it is a very suitable time to buy a house.