Key words:
1 Ali Credit Loan = Personal Loan = Corporate Personal Loan
2 Alipay account authentication requires V2 or higher.
Most parts of the country have been opened, subject to the page display.
First, Ali credit loan application conditions
1, must be a member of Alibaba China Station (including free members) or a supplier from China and a member of Alipay, and have a certain operating record.
2. The applicant is the legal representative of the enterprise or the person in charge of individual industrial and commercial households, aged between 18-65, and a Chinese mainland resident who has settled in China for a long time. Except for special circumstances (legal person, immediate family member of actual controller).
3. industrial and commercial registration is in Chinese mainland.
4. industrial and commercial registration time =6 months.
5. The enterprise industry belongs to the industry supported by Ali credit loan.
6. The company cannot change its legal representative (specialist) and main business within one year.
7. If there is non-seasonal shutdown in the past year, you can't apply for a loan.
Second, Ali credit loan application materials
1. Copy of ID card (legal representative, actual controller and spouse of actual controller)
2. A copy of the marriage certificate of the actual controller, the marriage certificate of the married person and relevant certificates of other marital status are required (widowed and single people do not need to prove).
3. Bank account statement for the last 6 months (provide enterprise account/legal person couple/actual controller couple account)
4. Individuals &; Public credit inquiry power of attorney
5. Joint repayment commitment letter
6. Electricity bills of manufacturing enterprises in recent 3 months
7. The original or photocopy of the business license is acceptable (photo or photocopy).
Application conditions for other online merchant loan products