The annual income column of student loan application needs to be filled in according to the actual situation, that is, the annual income of the family. If the amount filled in is inaccurate, the user may fail to pass the examination of the student loan. Failing the exam is equivalent to failing to apply for a student loan. In addition, student loans are specially provided for students from poor families. If they don't meet the poverty criteria, they can't apply for student loans.
Users usually need local poverty certificates when applying for student loans. If you can't prove poverty, you can't apply for a student loan. Student loans are mainly used to pay the tuition and accommodation fees required during the school period. The loan amount is limited, so users cannot apply for too much loan amount.
The maximum annual application for general junior college students is 8000 yuan, and the maximum annual application for graduate students is 12000 yuan. After the student loan application is successful, the interest is free during the school period, and there is a five-year grace period for repayment after graduation, so the repayment pressure of users is relatively small.
The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy. The national student loan is led by the government, and the government subsidizes, finances and universities compensate certain risks.