Reliable. According to the inquiry of official website of Guangzhou Bank, it is reliable for the credit department of Guangzhou Bank to sign the loan in person, and the loan amount reaches a certain amount, which needs personal approval before lending. Guangzhou Bank is a joint-stock commercial bank controlled by Guangzhou Municipal Government. Its predecessor was Guangzhou Urban Cooperative Bank, which was established on the basis of 46 urban credit cooperatives. It was founded on September 65438, 2007.