No one answered ... then I will write some personal unprofessional opinions for your reference only, and there is no guarantee that they will be reliable. It's safer to ask a lawyer if you have any questions.

I haven't noticed that there are laws that specifically restrict the use of loans. Generally speaking, I think it should be ok as long as it is not used to do illegal and criminal things. However, in practice, if you borrow money from a bank in Hong Kong, you need to sign a detailed loan agreement, and there may be clauses restricting the use of the loan. If you go beyond the scope of this purpose, it constitutes a breach of contract, which usually leads to the bank immediately recovering all outstanding loans and interest receivable, and even using your deposits in other bank accounts to offset loan debts. Second, how to operate Hong Kong people's loans?

Where can I apply for an installment loan with a home visit card?

3. What are the ways for Hong Kong people to get loans in Guangzhou?

We can only take asset mortgage loans. Because you are a Hong Kong resident, you need the mainland assets in your name. If you are unemployed in Hong Kong, it is impossible to get approval. If you are a Hong Kong-funded entrepreneur doing business in the Mainland and have a business license, you can go to a regular bank to submit an application for relevant information. You can use equity. If you have a mainland spouse status and have not obtained the legal right of abode in Hong Kong, you can also use the spouse status of the other party to borrow money. But if you want the other party to apply, you can take a small credit loan if you are a woman. It is easier to apply.

Four, how to operate the loan of Hong Kong people?

Home visit permit, etc. Different banks have different requirements. Foreign banks and domestic banks, big banks and small banks are free!