As people's economic identity card, credit information plays an increasingly important role in our economic life. Credit information system is likely to connect many aspects, and bad credit information will also have a lot of influence on our daily life. Therefore, when borrowing money, many borrowers are very concerned about whether the lending institution is granting credit. Just like the electric rabbit loan, many people ask whether the electric rabbit loan is on credit. As we all know, electric rabbit loan is not a lender, but a third-party financial service platform. Therefore, the electric rabbit loan is not integrated, but the lending institutions that cooperate with it will have many credit information systems. Whether small loan companies receive credit information actually depends on whether small loan companies access the credit information interface of the central bank and whether there is data docking. Because only the central bank provides credit information, the rest are credit information data of third-party platforms, which are different from the credit information of the central bank. Therefore, if the small loan company is connected to the unified credit information system of the local city, then the loan must be used for credit information. In fact, there are not only loans from microfinance companies, but now many kinds of loans are actually collected at the meeting. Although the micro-loans of Alipay, QQ WeChat and even some mobile apps we see on weekdays look ordinary, we don't know what kind of team they are running behind, but as far as the current situation is concerned, these micro-loans will also be reported, because every institution that issues micro-loans does not want bad loans. Therefore, from this perspective, regardless of whether the institution will incorporate the borrower's credit into the credit information system, everyone should maintain the good habit of repaying on time, and don't be careless and forget to repay.