1. The loan targets are enterprises and employees with stable and continuous wage income.

You must provide proof of your income in this unit.

Step 3 repay by installments

4. Application materials (identity certificate, income certificate, work certificate)

5. The loan term is 1 month to 36 months.

6. The loan amount can reach 2-3 times of the applicant's annual income.

Wage loan is a credit loan specially launched by China United Fortune Center for Suzhou wage earners. This kind of loan has the characteristics of low interest rate and fast lending speed.

Lending time: 1-5 working days.

Purpose of the loan: The loan can be used for all legal and compliant consumer expenditures such as home improvement, car purchase, education and medical care, and it cannot be used for non-declared purposes or personal expenditures prohibited by laws and regulations.

Required materials

(Only copies of the following materials are required)

1. Copy of ID card and marriage certificate of the borrower and spouse;

2. Original income certificate (official seal of the company is required);

3. The salary has been flowing for half a year;

4. Social security number and provident fund number;

5. If there is a house, proof of housing must be provided; If there is no room, you must submit a recent water supply coal invoice and rental contract;

6. Personal credit record.

Product characteristics

1. The interest rate is low and the loan is fast;

2. Providing proof of assets such as real estate can improve the approval rate and increase the quota.

Treatment process

1. Please refer to the application conditions of "Personal Credit Revolving Loan" for employees' individual application, and please contact local outlets for specific procedures;

2. Recommendation method: Enterprises and institutions initiate applications, and Bank of China provides services on its own initiative, running in batches.

1. Enterprises and institutions put forward demands to local Chinese banks.

2. Bank of China collects employee information (identity certificate of myself and my spouse, household registration book, marriage certificate, income certificate, loan purpose statement or supporting documents, etc.). ) and personally sign the relevant documents.

3. China Bank examines and approves employee materials, communicates with employees to sign loan contracts and handle loan procedures according to the examination and approval results.

4. Employees can use money at any time as needed, and the amount of a single payment will be restored immediately after all the money is settled.