Top ten conscience loan platforms
1, the degree is small and complete.
Xiaoman is a small loan product under Baidu Finance. Hold the financial license issued by China Banking and Insurance Regulatory Commission, and have the qualification of private lending. Users can choose their own loan products at will, and then make loans. Xiaoman's minimum daily interest rate is 0.02%, and he is online all the time and supports borrowing and returning.
2360 IOUs
360 IOUs are licensed institutions with a maximum loan amount of 200,000. The age of the borrower is required to be between 18-55 years old, and it is temporarily closed to college students. If you want to apply for a loan in 360, the borrower's personal credit information must not have serious credit stains, and the debt ratio must not exceed 50% of personal income.
3. Didi loan
Didi Loan is a small loan product under Didi Finance. Adhere to regular licensed operation, and cooperate with many licensed and compliant financial institutions such as domestic commercial banks and consumer companies to provide lending services to users. Didi loan can provide users with a loan amount of up to 200,000 yuan, which can be repaid with the loan.
4.JD.COM gold bars
JD.COM Gold Bar is a personal consumption loan product under Jingdong Finance. Users can choose to apply directly in the personal center of JD.COM APP, or download Jingdong Finance. The maximum loan amount that JD.COM Gold Bar can provide to users is 200,000 yuan, which can be approved in real time and received in one minute at the earliest.
5. Doudou money
Doudou Money is a small loan product owned by Weixin Technology. At present, the maximum loan amount available to users is 50,000 yuan, and the minimum loan amount is 3,000 yuan. The minimum annual interest rate of Doudou Money is 13%, which is equivalent to the minimum monthly interest rate of 0.65%.
6. point e loan
E-point loan is a personal credit product launched by Yin Bei Consumer Finance Company. The amount that users can borrow is between 1, 000-50,000 yuan. Support users to borrow and return, with a minimum daily interest rate of 0.03%. The threshold of E-point loan is not high, but Xinjiang, Qinghai and Tibet are not open yet.
7. White Cat Loan
White Cat Loan is a credit product launched by Guangzhou Du Zhi Internet Microfinance Co., Ltd. The loan amount is 50-40,000, the loan term is 3- 12 months, and the daily loan interest rate is 0.05%. Due to certain geographical restrictions, Tibet, Ningxia, Inner Mongolia and Xinjiang are not supported for the time being.
8. Ping An I Loan
Ping An I Loan is a small loan product under Ping An Pratt & Whitney. One of its advantages is low application threshold, high quota and fast payment. Support users to borrow and return, with daily interest, and the minimum daily interest rate is 0.05%. The minimum loan amount is 2,000 yuan and the maximum loan amount is 500,000 yuan.
9. Zhong 'an Small Loan
Zhongan Small Loan can provide users with a maximum loan amount of 200,000 yuan, with a minimum daily interest rate of 0.02%. Of course, it is also a licensed institution. Zhongan small loan requires users to have no serious credit stains. As long as their monthly salary exceeds 2000 yuan, they can apply for a quota of around 1 000- 1 000 yuan.
10, comfortable flowers
Anyihua is a small loan product of Instant Consumer Finance. The interest rate of the licensed institution is strictly controlled within the statutory scope, with a maximum loan amount of 50,000 yuan. As long as the user's sesame score exceeds 620 points, he can generally borrow about 5,000 yuan.
The above is the sharing of the related contents of "Top Ten Conscience Loan Platforms", and I hope it will help everyone!