Wuxi provident fund loan conditions
A loan applicant must meet one of the following conditions for the deposit of provident fund:
(1) Pay the housing provident fund to our center on time, in full and continuously within the first six months of the month of loan application, and do not default on the housing provident fund within the first two years of the month of loan application;
(2) If the loan applicant is transferred from other places to this city, the housing provident fund shall be paid on time, in full and continuously (remitted by the unit) six months before the transfer, and the provident fund has been remitted normally in our center for at least 1 month (the remittance status is normal and there is no default).
2. The housing purchased by the loan applicant is self-occupied ordinary housing;
3. The loan applicant is the owner or property owner of the house (the purchase contract is signed and sealed by the buyer);
Four, a stable source of economic income and the ability to repay the principal and interest on time;
Verb (abbreviation of verb) provides a guarantee company recognized by the center as a repayment guarantee.
Six, the loan applicant husband and wife must not have outstanding provident fund loans.
How much can Wuxi provident fund loan borrow?
First, the first time to apply for provident fund loans to buy the first set of self-occupied housing paid workers' families, the borrower himself meets the loan conditions, the maximum loan amount is adjusted to 500 thousand yuan; If both the borrower and spouse meet the loan conditions, the maximum loan amount will be adjusted to 800,000 yuan.
Second, for the registered families in this city who have given birth to two or three children, if they apply for provident fund loans for the first time to buy the first set of self-occupied housing, the loan amount may not be linked to the borrower's provident fund deposit period and deposit balance, and if the borrower meets the loan conditions, the maximum loan amount will be adjusted to 600,000 yuan; If both the borrower and the spouse meet the loan conditions, the maximum loan amount will be adjusted to 6,543,800 yuan.
The above are the conditions of Wuxi provident fund loan. If you need to apply for a loan, you can apply if you meet the conditions.