This is possible. You can deposit money into the repayment account at will, and the bank will deduct the amount due in the current month on the deduction date of each month, and the balance is still in your account. But it is not recommended that you deposit in this way, because it is easy to remember how much you pay each month and how much you should pay next month. It's easy to forget after a long time. In case there is less than one month, which may cause a bad credit record, it will not be worth the candle. Or save the extra money and apply for prepayment when a certain amount is enough, so that more interest can be saved when accumulated.