1, sold by mortgage.

The mortgage sale of the house requires the consent of the loan bank, and the buyer of the house continues to repay the unexpired loan of the seller.

2. Sales advance payment

The owner can apply for prepayment, and after the loan is paid off, he can go through the formalities of selling and renaming the house.

3. The remaining amount shall be repaid in advance when the loan is sold.

If it is a one-time payment to buy a house, you can use the remaining money to support the homeowner to repay the loan in advance, and then go through the formalities of renaming and transfer.

Matters needing attention in selling houses with loans:

1. First of all, for houses with outstanding mortgage loans, it is impossible to change the name of the property if personal transactions are made. For houses with outstanding loans, it is necessary to wait until the loans are paid off and a new real estate license is changed before the house can be renamed.

2. The replacement of the certificate requires the loan bank to provide proof. After the loan repayment is completed, mortgage to buy a house can handle the sale and house renaming. Because there is the word "real estate mortgage" on the house ownership certificate, during the mortgage repayment period, the owner needs to wait until the bank loan is paid off.