After the adjustment on July 7, the interest rate of provident fund loans for more than five years is 4.90%, and the monthly interest rate is 4.90%/ 12.

200,000 yuan, 20 years (240 months), monthly repayment:

200000 * 4.90%/ 12 * ( 1+4.90%/ 12) 240/[( 1+4.90%/ 12) 240-65438]

Description: 240 is the power of 240.