According to the general interpretation, the "first home" in Article 28 of the CCB loan contract usually refers to the borrower's first home purchase, that is, the loan taken when purchasing the home for the first time. of houses. If your loan contract contains the clause "first home" and you are buying a home for the first time, you may enjoy preferential interest rate policies for first home loans.

But you also need to look specifically at the terms of your contract and policy provisions to determine whether you meet the conditions for enjoying the policy. You can consult your bank or relevant departments to get more accurate answers.