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Do I need to pay off the certificate immediately after the consumer finance is paid off?
Need. Financial institutions always read users' personal credit records. If financial institutions find that there are online loan records in users' personal credit reports, they may require proof of loan settlement. Therefore, it is suggested to open the loan settlement certificate immediately after the online loan is settled. If there is still loan demand in the future, such as buying a house or a car by loan, this is an important proof of loan settlement.
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