How long does it take to apply for a loan at the bank after paying the down payment? There is no clear regulation in this country, but it usually takes 10 working days to go to the Housing Authority for filing after signing the house purchase contract online. Delayed payment of deed tax requires payment of late fees. Generally speaking, if you buy a first-hand house, you will sign the terms of the loan term in the purchase contract signed with the developer. If it cannot be handled for a long time, it may involve issues such as liquidated damages. If you buy a second-hand house, there will be relevant clauses in the contract. If the loan is delayed, it is likely to face liquidated damages or the consequences of the owner's termination.

Tips: The above information is for reference only, subject to the contract.

Reply time: August 2020-14. Please refer to the latest business changes announced by Ping An Bank in official website.

[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.

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