With the popularity of the Internet in our lives, many people now choose to invest through online finance. So, what are the advantages of online finance?
Low investment threshold
In traditional asset management, the starting price is usually tens of thousands of yuan, which isolates many asset managers from the beginning. There is basically no threshold for online loan asset management. Individuals can manage assets. Compared with traditional asset management, online loan asset management tends to favor the public and small and medium-sized enterprises.
High return rate
The return rate of online financial platforms is higher than that of traditional assets The managed rate of return is 4 to 5 times higher. The management period of online financial assets is flexible, and investors can choose the appropriate investment period according to themselves. The average annual rate of return of the platform is about 8%-10%, and the rate of return is the same as that of other companies with no fixed period. It is 3 to 5 times that of asset management products and 4 to 8 times that of bank time deposits in the same period. At the same time, online financial asset management has the advantages of low investment threshold, low risk, flexible term, and high transparency of capital investment.
Convenient and fast
The biggest feature of online financial asset management products is convenience and ease of operation. As long as you connect to the Internet and use the mobile APP, you can see the investment status and investor’s asset management anytime and anywhere by investing in asset management products. Very convenient. Compared with usual asset management products that require going to banks and securities, the online financial asset management industry can save investors a lot of time, control risks in a timely manner, and understand the asset management market.
Liquidity Good
Compared with other asset management products, online financial asset management has obvious liquidity advantages. It is invested once and repaid monthly. Compared with bank time deposits, there are monthly repayments and the bank must be within the term. Profit before the end.
High transparency
Under supervision, the crowded era of the online loan industry is over, and the online loan industry will become more and more compliant. Supervision requires online loan platforms to disclose information , informing the purpose of borrowing and project information, so that investors have an idea when choosing a target. However, when investors invest in banks for financial management, they mostly use the funds. We don’t know where the bank’s investors’ funds are used. Investors cannot measure risk based on relevant information.