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CreditEase is unable to repay the loan of 20,000 yuan. What are the consequences?
Loan contract disputes are economic disputes and do not involve criminal offences. The other party may sue to the court and ask you to repay.

If you provide false information to defraud your counterparty to provide you with loans for the purpose of illegal possession, it is suspected of being a criminal offence of loan fraud.

The crime of loan fraud refers to the act of fabricating false reasons such as introducing funds and projects, using false economic contracts, false documents, using false property rights certificates as guarantees, repeatedly guaranteeing beyond the value of collateral or using other methods to defraud banks or other financial institutions of a large amount of loans.

CreditEase Company:

Founded in 2006 and headquartered in Beijing, CreditEase is a comprehensive modern service enterprise integrating wealth management, credit risk assessment and management, and credit data integration services.

2. CreditEase took the lead in introducing foreign advanced credit management concepts, and combined with the domestic social credit situation, launched a person-to-person (also known as P2P) credit loan service platform. As a platform manager, CreditEase provides full credit management services for customers at both ends of the platform. Through this platform, customers with financial needs can lend their surplus funds to wage earners, college students and small and micro business owners with good credit but lack of funds, and at the same time, they can bring higher stable income to financial customers through interest income.

References:

Baidu encyclopedia-Yixin