If the user meets the loan application conditions, it is the audit error that leads to the failure of the loan audit. If the reconsideration is rejected, there is little hope that the loan will pass the loan audit. However, the user does not meet the loan application conditions, and even reconsideration cannot help the user pass the audit after the loan is rejected. In most cases, it is impossible to pass the audit if the loan reconsideration is rejected.

After the loan is rejected, the user can fill in and prepare the loan application materials again, so that the lending institution can re-examine the user and submit the loan application again, and the loan review result may change.