The application condition for decoration loan of China Merchants Bank is 1. Having a local permanent residence and a legal and valid identity certificate; \x0d\2。 Have a proper occupation and stable income, and have the ability to repay the principal and interest of the loan when it is due. \x0d\3。 The borrower can provide relevant asset certificates, bank statements, tax bill certificates, etc. \x0d\4。 For newly purchased houses, materials such as house sales contracts and purchase invoices should be provided (or newly renovated houses should provide materials such as house ownership certificates); \x0d\5。 Other conditions stipulated by the cooperation organization.