1, at least 18 years old, this is necessary, you must have legal identity certificate and residence certificate, fixed residence is also essential, or you must have business premises.

2. Hold the business license and business license issued by the administrative department for industry and commerce.

3. The borrower should engage in proper project activities, and the investment project has certain self-wealth, stable income and the ability to repay the principal and interest.

Extended data

A special loan issued after the application for starting or re-starting funds is approved by the bank and effectively guaranteed. Eligible borrowers can get a single loan of up to 500,000 yuan according to their own resources and repayment ability; Apply for higher loans for people who start a business to a certain scale or become re-employment stars.

The term of venture loan is generally 1 year, and the longest is no more than 3 years. The interest rate of business start-up loans can be lowered by 20% according to the same interest rate stipulated by the People's Bank of China, and the business start-up loans for laid-off workers launched in many areas can also enjoy a 60% discount from the government.