If the loan bank fills in an error, the loan may not be frozen, so beware of telecommunications;
1. When applying for online loan, both the borrower and the lender claimed that the bank input was wrong and asked you to unfreeze the funds. They also said that the money originally paid was also blocked by the bank. This is an excuse to lie to you. If it's wrong, change it. The bank will not freeze other people's money just because you are wrong.
2. If the online loan bank card is filled in incorrectly, you need to contact the loan platform immediately to modify the bank card information. In case of loan, it is best to find the loan bank to freeze the funds, and then apply for the platform to advance the unfrozen funds. The borrower shall not pay the so-called "authentication fund" or "unfreezing fee" by himself.
Don't be fooled easily. Loans still need to be handled by formal institutions. Of course, many friends may not be able to go to formal institutions because of credit problems, so it is recommended not to apply for loans for the time being. Now many criminals have grasped the psychology that many victims can't go to formal institutions such as banks to apply for loans because of poor credit information. Cheat the victim of money with high cover. As a result, the victim suffered greater losses.
What should I do if the loan bank fills it in incorrectly?
If the online loan bank card is filled in incorrectly, you need to contact the loan platform immediately to modify the bank card information. If the loan has been made, it is best to find the lending bank to freeze the funds, and then apply to the platform to advance the unfrozen funds. The borrower must not pay the so-called "authentication fee" or "unfreezing fee" by himself.
Under normal circumstances, the bank or payment platform transfer system can transfer money successfully only if the bank card information, including the account name, is consistent with the bank, otherwise the money will return to the original way and the transfer will fail.
Extended data
Borrower's requirements
1, natural person aged 18-60 (Hong Kong, Macao, Taiwan, mainland China and foreigners are also allowed)
2. Have a stable occupation, stable income and the ability to repay the loan principal and interest on schedule.
3. The borrower's actual age and loan application period shall not exceed 70 years old.
Information to be provided by the borrower
1, ID cards of both husband and wife, household registration book/temporary residence permit, and household registration book for foreigners.
2. Two copies of marriage certificate/divorce certificate or judgment/single certificate.
3. Proof of income (format stipulated by the bank)
4. Copy of the business license of the unit (with official seal)
5. Credit certificate: including education certificate, other real estate, bank running water, large deposit certificate, etc.
6. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements.