Mortgage is about 15 days, and unsecured is about 2-3 days.

Loan processing flow:

1. Submit an application to a local bank or lending institution;

2. Prepare various materials required for the loan;

3. Face-to-face signing of banks or lending institutions;

4. The bank examines the qualifications of the lender;

5. Approved and successful loans

Second, how long will the loan be released after the loan is approved?

There is no uniform regulation on the time of loan release after loan approval, and the loan can be released within three days at the earliest. If the bank loan amount is not enough, it is also possible to wait for one month. If the user waits for a long time, he can call the bank or ask the manager who handles the loan business, and usually he can get an accurate answer.

In fact, different loan types have different lending time; For example, the loan speed is generally faster. The speed of mortgage lending is generally slow; After all, the loan quotas of the two are generally quite different; Banks will be more cautious when lending.

It is best for users to consult the bank in advance before handling the loan to find out what conditions are needed for the loan, how much they can borrow and whether they can meet their personal needs. It is best to consult several companies before handling and find the one that suits you best.

After the loan, the user must repay the loan in time according to the contract, and it is best not to be overdue during the repayment process. If it is overdue for many times, the bank has the right to ask the borrower to pay off all the debts in advance; The overdue records of users will be uploaded to the credit information center, and all kinds of financial services will be affected in the future. When handling a loan, you should choose the repayment time according to your actual situation. Strong ability can shorten the repayment time.

Three. How long does it usually take for a bank loan to be granted?

General bank loans will be completed within one week after the loan is approved. If it is a mortgage, it depends on whether the current bank lending funds are tight. If funds are tight, it may take 1 month or even longer to lend money. With sufficient funds, the loan can be completed in a week or two.

In addition, the lending time of different loan products is not necessarily, such as credit loan business, which can be completed on the same day at the earliest.