Current location - Loan Platform Complete Network - Loan consultation - Where can I apply for a student loan?
Where can I apply for a student loan?
1. Where can I apply for a student loan?

Go to the education bureau in your area.

Two. Where can I apply for a student-origin loan?

Where to apply for a student loan from a student source needs to be decided according to the specific situation:

1. Students or their legal guardians use financial services such as cooperatives and banks.

2. The national student loan is a credit loan. Students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities.

What materials do I need to apply for a student loan?

1, national student loan application;

2. A copy of my student ID card and resident ID card. Minors must provide valid identity certificates of legal guardians and written opinions on agreeing to apply for loans;

I am interested in family history.

4. Proof of family financial difficulties issued by the relevant department where the student's family is located. Students themselves provide them with certificates.

Legal basis: six articles

When accepting the application for commercial student loan, the lender shall set certain examination conditions for the loan object:

(a) the borrower has People's Republic of China (PRC) nationality and holds legal identity documents;

(2) The borrower should have no bad credit record, and the evaluation criteria for bad credit and other behaviors are determined by

(3) Providing effective guarantee when necessary;

(four) when necessary, to provide the same opinion to the legal representative;

(5) Other conditions required by the lender.

3. Where can I get a student loan from a student source?

Student-origin student loan: apply at the student financial assistance management center or financial institution in the county (urban area) where the household registration is located. Student-origin credit student loans refer to loans issued by financial institutions such as China Development Bank to eligible freshmen and students with financial difficulties. Students and their parents (or other legal guardians) apply to the county (urban area) student financial assistance management center or financial institution where the students study.

4. What are the offline application steps for student loans?

First of all, print and fill in the application form for students with family difficulties in advance, and fill in the contents truthfully. Then bring your university admission notice and ID card to the development bank of the student origin where your account is located to apply.

Some areas need copies of ID cards and other materials. You can decide according to the situation in your area. You can also ask the staff there, and they will answer your questions enthusiastically.